Kentucky Facts & Information
US Department of Housing and Urban Development: Kentucky
Don't lose your home! Here is some guidance on default and foreclosure prevention.
Seek Help Early
Kentucky Mortgage Assistance Guide - A guide to refinancing, avoiding foreclosure, and the mortgage servicing settlement
Steps to take - act now if you think you will be unable to pay your mortgage
FREE HUD-approved housing counseling - local agencies that provide FREE foreclosure avoidance counseling
(888) 995-HOPE (4673) - FREE foreclosure prevention counseling on the phone or online
HOPE NOW Alliance - learn about HOPE LoanPort- and find a counselor
KY Homeownership Protection Center (866) 830-7868 - mortgage assistance for unemployed or underemployed Kentucky homeowners
Seek Help Working with your Lender
FHA National Servicing Center - (877) 622-8525 - for FHA-insured loans only
VA Foreclosure Alternatives (Fact Sheet)
USDA/RD Home Loan Servicing Center - (800) 414-1226 - for USDA-direct loans only; for USDA-guaranteed loans, contact your servicing lender
Kentucky Housing Corporation (800) 633-8896 - servicing company for Kentucky state housing finance agency homeownership loans
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